Website Terms And Conditions Of Use
Please read these Terms and Conditions carefully before using torvalentiq.com for financial recommendation consultations. By accessing our website, you agree to be bound by these terms.
Last modified: October 22, 2025
Acceptance Of Terms
By engaging with our consultation services or using torvalentiq.com, you confirm that you are authorised to do so and agree to the collection, use, and handling of information in accordance with these Terms and our Privacy Policy.
Definitions
The following definitions clarify terms used throughout these Conditions.
‘Service’ means financial recommendation consultations and related support offered via our website.
‘User’ refers to any person accessing or making an enquiry on this website.
‘We’, ‘us’, or ‘our’ relates to torvalentiq and all associated personnel delivering services.
‘Site’ means torvalentiq.com and all pages operated by us.
Acceptable Service Usage
You may only use our service for your personal, lawful consultation purposes. Access is limited to those seeking independent, objective financial recommendations.
Eligibility
Services are available for Australian residents over the age of eighteen. Proof of eligibility may be required at any stage of contact.
18+ only (identity verification required)
User Responsibilities And Conduct
By using torvalentiq, you agree to follow all legal and ethical obligations.
Prohibited Uses
The following uses are strictly forbidden and may lead to access restrictions.
Intellectual Property Rights
All content, text, graphics, and methodology on torvalentiq.com remain our intellectual property. You may not reproduce, republish, or exploit any portion of our content without our written consent.
User Content
Any information you share is kept confidential and governed by our Privacy Policy. Users retain rights to their submissions.
User Rights And Our Responsibilities
You own your feedback and suggestions but grant us the right to use them for service improvement.
Our Approach To Privacy
The collection and use of your information are guided by our Privacy Policy, which explains privacy practices and your data rights under Australian law.
Read Privacy PolicyDisclaimer—Important Information
All recommendations are opinion-based and should not be solely relied upon for major financial decisions.
Risks And Results
Results may vary and past performance does not guarantee future outcomes. We do not warrant specific returns or outcomes for users of our services.
Limitation Of Liability
We are not liable for any direct or indirect damages arising from your use of the site or service recommendations, except as required under Australian law.
Indemnification
You agree to hold torvalentiq and its representatives harmless from any claims or damages resulting from your use of the services, except as provided by law.
Dispute Resolution Procedures
Should a dispute arise, you agree to resolve it through negotiation or mediation before taking legal action.
Arbitration
Unresolved disputes may be referred to independent arbitration in Australia, following applicable arbitration laws.
Arbitration is final and binding within legal limits.
Online Dispute Resolution
The Australian Online Dispute Resolution (ODR) platform can be accessed for eligible disputes regarding our services.
ODR Platform InformationSeverability
If any part of these Terms is unenforceable, the rest will continue in full effect.
Entire Agreement
These Terms and any referenced policies represent the complete agreement between you and torvalentiq regarding your use of this site.
Applicable Law And Jurisdiction
These terms are governed by the laws of Australia. All legal matters will be settled under Australian jurisdiction.
Termination
We reserve the right to terminate access or service use for any breach or unauthorised activity, with notice where appropriate.
Modifications
We may update these Terms periodically. Continued site use after changes constitutes acceptance of the revised Terms.
Contacting Us Regarding Terms
For any questions about these Terms and Conditions, please reach out to our team.
Email: content@torvalentiq.com
Phone: +61 2 2234 5887
Address: 113 Exhibition St, Melbourne, VIC 3000 Australia
Effective Date: October 22, 2025
Version: 2.0